NARPO Information

Serve and Protect Credit Union launch limited-time Fixed Saver account, offering a guaranteed return of 5% AER     Are you looking to earn a guaranteed return on your savings? Serve and Protect Credit Union have launched their latest fixed-rate savings account.   Serve and Protect Credit Union (formerly Police Credit Union) are a not-for-profit organisation designed to help people in the police family to save money for their financial future.   Their Fixed Saver account allows you to deposit from £1,000 up to £10,000, with a guaranteed return of 5% AER over a term of 12 months. Your savings with Serve and Protect Credit Union are also protected by the Financial Services Compensation Scheme, covering you up to £85,000.*   By opening a Fixed Saver, you not only earn a competitive return on your savings, but you also play a vital role in providing affordable loans to those who serve and protect the nation.   Don’t miss out on this exclusive offer! It’s available on a first-come-first-served basis, so act fast. The product is available throughout January and just requires you to complete a simple application online.   Note, if you are not already a member of Serve and Protect, no worries, you can still apply, but you will have to do so by the 26th of January 2024.   To apply or learn more about the Fixed Saver, visit:   *£1,000 minimum deposit required. Fixed Saver 12 Month Term: 5.00% AER / gross. Closing date for applications on 31 January 2024. New members must apply by 26 January 2024 Offer may be withdrawn earlier. Serve and Protect Credit Union membership required. T&Cs Apply. 

NARPO HOUSE, 38 Bond Street, Wakefield, WF1 2QP

Bereavement Booklet

  • HQ NARPO have produced a small hard copy booklet for those who have lost someone. Designed to record your police information and contains full advice on what to do and who to contact in the event of a death in the family. Please email your Branch Secretary for a printed copy to be sent to you or CLICK HERE for the PDF version note: The PDF will normally be displayed in your browser.

Annual Travel Insurance

NARPO Travel Insurance

For further details please contact Towergate Health & Protection on 02380 174065 or email

Their office hours are Monday – Friday 9am – 5pm

Please CLICK HERE for an online quote. 

Information the surviving spouse of the pension holder

For those worried what will happen with regards widows pension entitlement.

1. When XPS are notified of the death they will prepare a Bereavement Pack to send to the surviving spouse or representative to complete.
2. If the last pension payment was received within the month that the person passed away then the family can retain any ‘excess’.
3. If the payment was received after the date of death then this will be recovered in due course.

Payment to the widow will be at the full pension rate for 13 weeks and then will reduce to the relevant Widows rate after that. Occasionally this can take some time to resolve depending on when the Bereavement Pack is completed etc. but it will be backdated.

The company is happy to receive the notification from family, Sussex Police or Branch Secretary to get the ball rolling.

Sussex Police Charitable Trust

Charity Registration No. 257564

Services for Retired Members

If you were a member of Sussex Police Charitable Trust* when you retired, you will remain a member of the Trust for life with no membership fee payable. Widows or widowers of deceased members and their dependent children are also counted as beneficiaries of the Trust. As such the following services of the Trust are available to you and your dependent family members:

*Previously SPCT was known as Sussex Police Welfare Fund or Sussex Police Staff Welfare Fund. If you are not sure if you are a member, please get in touch with us.

Support, Advice and Guidance:

Our Trust Advisers can meet with you in a place of their choosing in Sussex to provide free, confidential advice, support and guidance on any issues they may have. This includes, but is not limited to, housing, finances (including a benefits check and support with applications), health and wellbeing, accessing care and support services and signposting to other organisations if needed. We can also give this support over the telephone or via e-mail if that is more convenient.

Financial Assistance

As a member, you can apply for financial assistance in the form of non-repayable grants when in times of need, hardship or distress and facing an unexpected expense. Things we have been able to assist members with in the past include the cost of counselling, travel and parking expenses for hospital visits, alternative therapy treatments, accessing housing, accessing legal advice and specialist equipment. This list is by no means exhaustive, so if there is an unexpected expense that you are struggling with, please do get in touch with us. Cases for financial assistance are decided by our funding committee at monthly meetings.

Recuperative Breaks

We own a three bedroom bungalow in Dorset, which you can apply to use free of charge for a self-catering break when in need of recuperation. ‘Recuperation’ is taken in its broadest sense includes individuals and families who are affected by physical or mental illness, injury, disability and infirmity; bereavement; family difficulties; work related problems and trauma. There’s a short application form to complete to apply to stay in the bungalow. We can support you with completing this if needed.

Contact details:

If you would like to get in touch with us, please do so via the contact details below or through your Branch Secretary at

Address: Sussex Police Headquarters, Church Lane, East Sussex, BN7 2DZ

Phone number: 01273 470101 extension 540703.


A video from NARPO about Police Mutual

Additional Information Website Links

If you know of any website that would be of use to our members, please let the Webmaster know.

Exploring retirement A personal view on retirement in a magazine style. Format rather clunky though.

Independent Age Advice and support. Newsletter available.

University of the third age Never too late to learn and meet like minded people Third Age Trust site.

Pensions Ombudsman For when it all goes wrong or you just want to moan.

State pension Government supported website for in-depth information.

Pensions Advisory Service Funded by the DWP, its aim to make pensions understandable.

The NARPO HQ site carries many more links.

Brighton events Stuff to see and do

Outdoor Brighton events A What’s On in Brighton